PIB's profit grows by 12.05% in the first half of 2022

The Palestine Islamic Bank (PIB) announced its financial results for the first half of 2022 showing growth in the bank's profits compared to the same period last year.

According to the information disclosed by the Bank to the Palestine Exchange, its net profit after tax amounted to USD 7,168,478 million, up 12.05% from USD 6,397,477 million for the same period in 2021. Total equity reached USD 140,021,415 million, up 0.99% from USD 138,649,080 million in 2021. Total bank assets reached USD 1,560,368,818 billion, and liabilities totaled USD 1,420,347,403 billion.

Commenting on the financial results, PIB Chairman Maher Masri said that they are consistent with the Bank’s plan and in line with the policies and plans of the Board of Directors ensuring a steady growth pace. Masri pointed out that these positive results come despite the unstable political and economic situation in Palestine, especially the irregular payment of salaries of public sector employees in addition to the fluctuation of currency exchange rates. This confirms the strength and stability of the bank's financial position.

Masri added: “This positive performance comes thanks to the Board of Directors and its various committees adopting best practices in good governance and institutional excellence, which had a positive impact on the various aspects of the Bank's business. This would have not been possible without the outstanding efforts of the Bank's employees at various administrative levels, their cooperation and group work and the supervision of the Shari'a Supervisory Board which ensures that all of the Bank's business, services and products comply with the provisions and principles of Islamic Sharia."

Masri pointed out that the bank continued its achievements in the field of digital transformation during the first half of the current year 2022, where it worked to enhance e-services provided to customers through its various digital channels, and also expanded its network for electronic payment by adding more companies. In addition to that, PIB has worked to modernize its ATM network through the installation of new ATMs equipped with advanced services designed specifically for the bank, in addition to the launch of World Mastercard and Platinum Mastercard credit cards. PIB is also preparing the launch of new cards that enhance its customers use of e-payment solutions.

Masri stated that the Bank has worked to enhance its contributions in the field of sustainable social responsibility, through building institutional partnerships with dozens of entities and implementing sustainable projects through such entities, especially in the health and education sectors, which form the basis for achieving sustainable development.

PIB’s mission and vision focus on providing quality and modern Sharia-compliant banking solutions and investing in technology. PIB also has a digital transformation strategy, which led to the launch of pioneering digital services such as the 24-hour digital call center, Islami Online and Islami Mobile services. Such products and services provide a unique package of easy and safe banking services which enhance the digital experience for individual and corporate customers. The bank was recently awarded the 2021 “Best Islamic Bank” and “Best Digital Bank” trophy by the International Business Magazine.